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2026 Camry XSE FWD

VIN: 4T1DAACK6TU34C986

19 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Sep 5, 2026 – Sep 18, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

What to aim for

~$39,702

  • Comparable Camrys (6) average $3,360 below MSRP — about $39,702 for this trim.
  • Listed $510 above that, so there's room to negotiate toward $39,702.
  • It's sat 19 days (longer than 64% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,212, which is $2,850 below its MSRP of $43,062 — a notable discount. Compared to similar vehicles nationally, this one is priced $510 higher than the market average. Located at Norm Reeves Toyota San Diego in San Diego, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,062
Advertised price$40,212
Markup-$2,850

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorReservoir BlueInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusPre-SoldNoDays on Lot19 daysETASep 5, 2026 – Sep 18, 2026First SeenJul 18, 2026

Delivery Pipeline

AllocatedJul 18, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Sep 5, 2026Sep 18, 2026

Your vehicle is likely headed to Long Beach, CA

View ships that carry vehicles →

Port-Installed Accessories

$1,957
  • D5Door Edge Guards$165
  • G4Illuminated Door Sills$395
  • G5Illuminated Trunk Sill$450
  • MFMudguards$160
  • UNAccent Lamp Package$399
  • 2TAll-Weather Floor Liner Package$319
  • 3YRear Bumper Applique$69

Factory Options

  • FE50 State Emissions
  • PMPremium Package

Specifications

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Est. Monthly Payment

$708/mo

Down: $4,021Financed: $36,191

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,843 price + tax

$44,283 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,631 (9.03%)

Save $2,417 on one of 18 comparable 2026 Camry Camry XSE FWD about 1,105 miles away. The lowest is $37,795 in Boerne, TX — real leverage when you ask Norm Reeves Toyota San Diego to match it. See that listing →

Prefer closer? One about 70 mi away saves $786 (Irvine, CA). View →

$40,212-$2,850

19 days on lot