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2026 Camry XSE FWD

VIN: 4T1DAACK5TU339931

28 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,000 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 28 days — longer than 73% of Camry listings in CA.
  • Price is down $3,000 from its original list of $44,321.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$40,973

  • Comparable Camrys (6) average $3,348 below MSRP — about $40,973 for this trim.
  • Listed $348 above that, so there's room to negotiate toward $40,973.
  • It's sat 28 days (longer than 73% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,321, which is $3,000 below its MSRP of $44,321 — a notable discount. Compared to similar vehicles nationally, this one is priced $348 higher than the market average. Located at Toyota Sunnyvale in Sunnyvale, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$44,321
Advertised price$41,321
Markup-$3,000

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot28 daysETAJul 22, 2026 – Jul 22, 2026First SeenJul 9, 2026

Delivery Pipeline

AllocatedJul 9, 2026
In Transit
Port to Dealer
🏁
At DealerJul 25, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$2,266
  • G0Door Sill Protectors$199
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 3YRear Bumper Applique$69
  • 9L19'' Gloss Black Wheels (4 Wheels)$1,500

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$728/mo

Down: $4,132Financed: $37,189

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$45,052 price + tax

$45,499 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,731 (9.03%)

Save $1,109 on one of 7 comparable 2026 Camry Camry XSE FWD about 423 miles away. The lowest is $40,212 in San Diego, CA — real leverage when you ask Toyota Sunnyvale to match it. See that listing →

Prefer closer? One about 36 mi away saves $1,050 (San Francisco, CA). View →

$41,321-$3,000

28 days on lot