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2026 Camry XSE FWD

VIN: 4T1DAACK3TU342097

12 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $4,000 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 12 days — longer than 47% of Camry listings in CA.
  • Price is down $4,000 from its original list of $38,944.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $34,944, which is $4,000 below its MSRP of $38,944 — a notable discount. Compared to similar Camry vehicles nationally (averaging $3,181 below MSRP), this one is priced $819 lower than the market average. Located at Modesto Toyota in Modesto, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$38,944
Advertised price$34,944
Markup-$4,000

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOcean GemInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot12 daysETAAug 4, 2026 – Aug 4, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 5, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$319
  • 2TAll-Weather Floor Liner Package$319

Factory Options

  • FE50 State Emissions
  • PRPanoramic glass roof with front power tilt/slide moonroof

Specifications

Loading history...

Est. Monthly Payment

$615/mo

Down: $3,494Financed: $31,450

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$38,099 price + tax

$38,505 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,155 (9.03%)
$34,944-$4,000

12 days on lot