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2026 Camry XLE FWD

VIN: 4T1DAACKXTU778672

24 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 27 days (6683 recent sales).
  • 1,193 of 1,503 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 24 days — longer than 74% of Camry listings in AZ.
  • Price is down $1,500 from its original list of $40,631.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,316

  • Comparable Camrys (6) average $2,315 below MSRP — about $38,316 for this trim.
  • Listed $815 above that, so there's room to negotiate toward $38,316.
  • It's sat 24 days (longer than 74% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $39,131, which is $1,500 below its MSRP of $40,631 — a notable discount. Compared to similar vehicles nationally, this one is priced $815 higher than the market average. Located at Camelback Toyota in Phoenix, AZ.

Price Breakdown

Base MSRP$34,800
Total MSRP$40,631
Advertised price$39,131
Markup-$1,500

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot24 daysETAAug 13, 2026 – Aug 14, 2026First SeenJul 30, 2026

Delivery Pipeline

AllocatedJul 30, 2026
In Transit
Port to Dealer
🏁
At DealerAug 15, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$676
  • CFCarpet Mat Package$319
  • G0Door Sill Protectors$199
  • 3JBlackout Emblem Overlays LE/XLE$89
  • 3YRear Bumper Applique$69

Factory Options

  • FE50 State Emissions
  • PMPremium Package

Specifications

Loading history...

Est. Monthly Payment

$689/mo

Down: $3,913Financed: $35,218

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$42,473 price + tax

$43,291 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Arizona tax: $3,342 (8.54%)

Save $2,202 on one of 17 comparable 2026 Camry Camry XLE FWD about 611 miles away. The lowest is $36,929 in San Jose, CA — real leverage when you ask Camelback Toyota to match it. See that listing →

$39,131-$1,500

24 days on lot