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2026 Camry XLE FWD

VIN: 4T1DAACK9TU780431

18 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 27 days (6683 recent sales).
  • 1,193 of 1,503 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 18 days — longer than 69% of Camry listings in CA.
  • Price is down $2,212 from its original list of $36,536.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$33,351

  • Comparable Camrys (6) average $3,064 below MSRP — about $33,351 for this trim.
  • Listed $974 above that, so there's room to negotiate toward $33,351.
  • It's sat 18 days (longer than 69% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $34,324, which is $2,090 below its MSRP of $36,414 — a notable discount. Compared to similar vehicles nationally, this one is priced $973 higher than the market average. Located at San Francisco Toyota in San Francisco, CA.

Price Breakdown

Base MSRP$34,800
Total MSRP$36,414
Advertised price$34,324
Markup-$2,090

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot18 daysETAAug 20, 2026 – Aug 21, 2026First SeenAug 5, 2026

Delivery Pipeline

AllocatedAug 5, 2026
In Transit
Port to Dealer
🏁
At DealerAug 21, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$319
  • 2TAll-Weather Floor Liner Package$319
  • DKOwner's Portfolio$0

Factory Options

  • FE50 State Emissions

Specifications

Loading history...

Est. Monthly Payment

$604/mo

Down: $3,432Financed: $30,892

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$37,423 price + tax

$37,825 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,099 (9.03%)
$34,324-$2,090

18 days on lot