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2026 Camry XSE FWD

VIN: 4T1DAACK9TU780381

1 day on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Aug 16, 2026 – Aug 21, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

What to aim for

~$40,402

  • Comparable Camrys (6) average $3,360 below MSRP — about $40,402 for this trim.
  • Listed $432 above that, so there's room to negotiate toward $40,402.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,834, which is $2,928 below its MSRP of $43,762 — a notable discount. Compared to similar vehicles nationally, this one is priced $432 higher than the market average. This is a fresh listing, on the lot for only 1 day. Located at Freeman Toyota in Santa Rosa, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,762
Advertised price$40,834
Markup-$2,928

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorCockpit Red leather trimDrivetrainFWDShippingPort to DealerHold StatusPre-SoldNoDays on Lot1 daysETAAug 16, 2026 – Aug 21, 2026First SeenAug 5, 2026

Delivery Pipeline

AllocatedAug 5, 2026
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚛Vehicle has arrived at a US port and is being transported to the dealership.
Estimated arrival: Aug 16, 2026Aug 21, 2026

Your vehicle is likely headed to Long Beach, CA

View ships that carry vehicles →

Port-Installed Accessories

$1,232
  • D5Door Edge Guards$165
  • G4Illuminated Door Sills$395
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 3YRear Bumper Applique$69
  • 87Toyota Multimedia Screen Protector$105

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

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Est. Monthly Payment

$719/mo

Down: $4,083Financed: $36,751

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,521 price + tax

$44,965 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,687 (9.03%)

Save $3,039 on one of 13 comparable 2026 Camry Camry XSE FWD about 1,493 miles away. The lowest is $37,795 in Boerne, TX — real leverage when you ask Freeman Toyota to match it. See that listing →

Prefer closer? One about 91 mi away saves $1,115 (San Jose, CA). View →

$40,834-$2,928

1 day on lot