2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
- 6,077 of 6,963 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 15 days — longer than 55% of Camry listings in CA.
- Price is down $5,169 from its original list of $44,732.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,870
- Comparable Camrys (6) average $3,505 below MSRP — about $38,870 for this trim.
- Listed $694 above that, so there's room to negotiate toward $38,870.
- It's sat 15 days (longer than 55% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $39,563, which is $2,811 below its MSRP of $42,374 — a notable discount. Compared to similar vehicles nationally, this one is priced $693 higher than the market average. Located at City Toyota in Daly City, CA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$319- 2T — All-Weather Floor Liner Package$319
Factory Options
- FE — 50 State Emissions
- QP — Premium Plus Package
Dealer Add-Ons
+$358 total- PT-1000 — DOOR EDGE GUARD
Specifications
Loading history...
Est. Monthly Payment
$697/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$43,136 price + tax
≈ $43,571 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $1,189 on one of 2 identically-priced 2026 Camry Camry XSE FWD about 81 miles away. The lowest is $38,374 in Modesto, CA — real leverage when you ask City Toyota to match it. See that listing →
Comparable Vehicles
Avg markup: -$3,505
15 days on lot