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2026 Camry XSE FWD

VIN: 4T1DAACK7TU777799

15 days on lot

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2026 Camry XSE FWD

Spoken for right now — but holds fall through.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Already spoken for

  • Flagged DealerHold — still listed, but the dealer has already promised it to a buyer.
  • 6,077 other Camry Camry XSE FWDs are actually buyable nationwide right now.
  • Set a VIN watch below and we'll email you if it frees up.

Verify the out-the-door price

This listing is priced $3,000 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 15 days — longer than 51% of Camry listings in CA.
  • Price is down $3,000 from its original list of $42,742.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,238

  • Comparable Camrys (6) average $3,505 below MSRP — about $39,238 for this trim.
  • Listed $505 above that, so there's room to negotiate toward $39,238.
  • It's sat 15 days (longer than 51% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $39,742, which is $3,000 below its MSRP of $42,742 — a notable discount. Compared to similar vehicles nationally, this one is priced $504 higher than the market average. Located at Toyota Walnut Creek in Walnut Creek, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,742
Advertised price$39,742
Markup-$3,000

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusDealerHoldPre-SoldNoDays on Lot15 daysETAAug 5, 2026 – Aug 6, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 5, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$687
  • G0Door Sill Protectors$199
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 74Black Lower Rocker Applique$80

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$700/mo

Down: $3,974Financed: $35,768

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,331 price + tax

$43,767 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,589 (9.03%)

Save $1,368 on one of 2 comparable 2026 Camry Camry XSE FWD about 60 miles away. The lowest is $38,374 in Modesto, CA — real leverage when you ask Toyota Walnut Creek to match it. See that listing →

$39,742-$3,000

15 days on lot