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2026 Camry XSE FWD

VIN: 4T1DAACK8TU343066

15 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,077 of 6,963 listed nationwide are buyable right now.

What to aim for

~$36,240

  • Comparable Camrys (6) average $3,505 below MSRP — about $36,240 for this trim.
  • Listed $964 above that, so there's room to negotiate toward $36,240.
  • It's sat 15 days (longer than 52% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $37,203, which is $2,541 below its MSRP of $39,744 — a notable discount. Compared to similar vehicles nationally, this one is priced $963 higher than the market average. Located at Capistrano Valley Toyota in San Juan Capistrano, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$39,744
Advertised price$37,203
Markup-$2,541

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy MetalInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot15 daysETAAug 6, 2026 – Aug 6, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 8, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$644
  • D5Door Edge Guards$165
  • MFMudguards$160
  • 2TAll-Weather Floor Liner Package$319

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PRPanoramic glass roof with front power tilt/slide moonroof

Specifications

Loading history...

Est. Monthly Payment

$655/mo

Down: $3,720Financed: $33,483

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$40,562 price + tax

$40,982 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,359 (9.03%)

Save $2,259 on one of 5 comparable 2026 Camry Camry XSE FWD about 347 miles away. The lowest is $34,944 in Modesto, CA — real leverage when you ask Capistrano Valley Toyota to match it. See that listing →

Prefer closer? One about 33 mi away saves $874 (Buena Park, CA). View →

$37,203-$2,541

15 days on lot