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2026 Camry XLE FWD

VIN: 4T1DAACK7TU320751

35 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 26 days (9705 recent sales).
  • 1,331 of 1,638 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 35 days — longer than 90% of Camry listings in IA.
  • Price is down $2,127 from its original list of $41,349.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $39,222, which is $1,808 below its MSRP of $41,030 — a notable discount. Compared to similar Camry vehicles nationally (averaging $1,312 below MSRP), this one is priced $496 lower than the market average. It has been on the dealer’s lot for 35 days. Located at Gregg Young Toyota Ottumwa in Ottumwa, IA.

Price Breakdown

Base MSRP$34,500
Total MSRP$41,030
Dealer Add-Ons+$319
Advertised price$39,222
Markup-$1,808

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot35 daysETAJun 22, 2026 – Jun 22, 2026First SeenMay 27, 2026

Delivery Pipeline

AllocatedMay 27, 2026
In Transit
Port to Dealer
🏁
At DealerJun 21, 2026
🏁Vehicle has arrived at the dealership.

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Dealer Add-Ons

+$319 total
  • PT908-03185-02CARGO TRAY
  • PT908-03250-02ALL WEATHER FLOOR LINERS - BLACK

Specifications

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Est. Monthly Payment

$691/mo

Down: $3,922Financed: $35,300

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,007 on one of 22 comparable 2026 Camry Camry XLE FWD about 994 miles away. The lowest is $37,215 in St. Augustine, FL — real leverage when you ask Gregg Young Toyota Ottumwa to match it. See that listing →

$39,222-$1,808

35 days on lot