2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
- 5,661 of 6,407 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 12 days — longer than 49% of Camry listings in CA.
- Price is down $2,406 from its original list of $41,246.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,064
- Comparable Camrys (6) average $3,360 below MSRP — about $38,064 for this trim.
- Listed $776 above that, so there's room to negotiate toward $38,064.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,840, which is $2,584 below its MSRP of $41,424 — a notable discount. Compared to similar vehicles nationally, this one is priced $776 higher than the market average. Located at San Francisco Toyota in San Francisco, CA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$319- 2T — All-Weather Floor Liner Package$319
- DK — Owner's Portfolio$0
Factory Options
- FE — 50 State Emissions
- PM — Premium Package
Specifications
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Est. Monthly Payment
$684/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$42,347 price + tax
≈ $42,778 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $1,191 on one of 12 comparable 2026 Camry Camry XSE FWD about 401 miles away. The lowest is $37,649 in San Juan Capistrano, CA — real leverage when you ask San Francisco Toyota to match it. See that listing →
Prefer closer? One about 112 mi away saves $807 (Merced, CA). View →
Comparable Vehicles
Avg markup: -$3,360
12 days on lot