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2026 Camry XSE FWD

VIN: 4T1DAACK5TU777574

16 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21294 recent sales).
  • 5,743 of 6,566 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 16 days — longer than 55% of Camry listings in CA.
  • Price is down $2,835 from its original list of $42,533.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,358

  • Comparable Camrys (6) average $3,175 below MSRP — about $39,358 for this trim.
  • Listed $340 above that, so there's room to negotiate toward $39,358.
  • It's sat 16 days (longer than 55% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $39,698, which is $2,835 below its MSRP of $42,533 — a notable discount. Compared to similar vehicles nationally, this one is priced $340 higher than the market average. Located at Dublin Toyota in Dublin, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,533
Advertised price$39,698
Markup-$2,835

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot16 daysETAAug 5, 2026 – Aug 6, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 5, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$478
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 59Quick Charging Cable Package$70

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$699/mo

Down: $3,970Financed: $35,728

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,283 price + tax

$43,719 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,585 (9.03%)

Save $1,324 on one of 3 comparable 2026 Camry Camry XSE FWD about 48 miles away. The lowest is $38,374 in Modesto, CA — real leverage when you ask Dublin Toyota to match it. See that listing →

$39,698-$2,835

16 days on lot