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2026 Camry XSE FWD

VIN: 4T1DAACK5TU35G202

24 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Sep 13, 2026 – Sep 25, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,077 of 6,963 listed nationwide are buyable right now.

What to aim for

~$40,258

  • Comparable Camrys (6) average $3,505 below MSRP — about $40,258 for this trim.
  • Listed $594 above that, so there's room to negotiate toward $40,258.
  • It's sat 24 days (longer than 76% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,851, which is $2,911 below its MSRP of $43,762 — a notable discount. Compared to similar vehicles nationally, this one is priced $593 higher than the market average. Located at Freeman Toyota in Santa Rosa, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,762
Advertised price$40,851
Markup-$2,911

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill Pearl with Midnight Black Metallic roofInteriorCockpit Red leather trimDrivetrainFWDShippingFactory to PortHold StatusPre-SoldNoDays on Lot24 daysETASep 13, 2026 – Sep 25, 2026First SeenJul 16, 2026

Delivery Pipeline

AllocatedJul 16, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Sep 13, 2026Sep 25, 2026

Your vehicle is likely headed to Long Beach, CA

View ships that carry vehicles →

Port-Installed Accessories

$732
  • D5Door Edge Guards$165
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 3YRear Bumper Applique$69

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$719/mo

Down: $4,085Financed: $36,766

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,540 price + tax

$44,983 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,689 (9.03%)

Save $1,217 on one of 12 comparable 2026 Camry Camry XSE FWD about 151 miles away. The lowest is $39,634 in Redding, CA — real leverage when you ask Freeman Toyota to match it. See that listing →

Prefer closer? One about 67 mi away saves $1,012 (Dublin, CA). View →

$40,851-$2,911

24 days on lot