2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (23626 recent sales).
- 5,548 of 6,275 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 33 days — longer than 87% of Camry listings in IA.
- Price is down $1,200 from its original list of $39,962.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,478
- Comparable Camrys (6) average $2,304 below MSRP — about $38,478 for this trim.
- Listed $284 above that, so there's room to negotiate toward $38,478.
- It's sat 33 days (longer than 87% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,762, which is $2,020 below its MSRP of $40,782 — a notable discount. Compared to similar vehicles nationally, this one is priced $284 higher than the market average. It has been on the dealer’s lot for 33 days. Located at Dan Deery Toyota in Cedar Falls, IA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$1,482- G4 — Illuminated Door Sills$395
- G5 — Illuminated Trunk Sill$450
- MF — Mudguards$160
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
- 3Y — Rear Bumper Applique$69
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
- TX — Two-tone Midnight Black Metallic Roof
Specifications
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Est. Monthly Payment
$683/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $1,772 on one of 26 comparable 2026 Camry Camry XSE FWD about 948 miles away. The lowest is $36,990 in Virginia Beach, VA — real leverage when you ask Dan Deery Toyota to match it. See that listing →
Comparable Vehicles
Avg markup: -$2,304
33 days on lot