2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (23626 recent sales).
- 5,548 of 6,275 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 22 days — longer than 77% of Camry listings in IA.
- Price is down $1,610 from its original list of $41,008.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,834
- Comparable Camrys (6) average $2,344 below MSRP — about $38,834 for this trim.
- Listed $564 above that, so there's room to negotiate toward $38,834.
- It's sat 22 days (longer than 77% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $39,398, which is $1,780 below its MSRP of $41,178 — a notable discount. Compared to similar vehicles nationally, this one is priced $564 higher than the market average. Located at Smart Toyota of Quad Cities in Davenport, IA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$2,378- MF — Mudguards$160
- UN — Accent Lamp Package$399
- 2T — All-Weather Floor Liner Package$319
- 93 — 19" Dark Grey Metallic Wheels (4 wheels)$1,500
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
Specifications
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Est. Monthly Payment
$694/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $2,408 on one of 36 comparable 2026 Camry Camry XSE FWD about 835 miles away. The lowest is $36,990 in Virginia Beach, VA — real leverage when you ask Smart Toyota of Quad Cities to match it. See that listing →
Comparable Vehicles
Avg markup: -$2,344
22 days on lot