2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (21783 recent sales).
- 6,231 of 6,987 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 34 days — longer than 87% of Camry listings in IA.
- Price is down $1,210 from its original list of $42,328.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$40,031
- Comparable Camrys (6) average $2,297 below MSRP — about $40,031 for this trim.
- Listed $1,087 above that, so there's room to negotiate toward $40,031.
- It's sat 34 days (longer than 87% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $41,118, which is $1,210 below its MSRP of $42,328 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,087 higher than the market average. It has been on the dealer’s lot for 34 days. Located at McGrath Toyota of Iowa City in Iowa City, IA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$573- D5 — Door Edge Guards$165
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
Factory Options
- FE — 50 State Emissions
- QP — Premium Plus Package
Specifications
Loading history...
Est. Monthly Payment
$724/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $2,619 on one of 165 comparable 2026 Camry Camry XSE FWD about 532 miles away. The lowest is $38,499 in Midwest City, OK — real leverage when you ask McGrath Toyota of Iowa City to match it. See that listing →
Comparable Vehicles
Avg markup: -$2,297
34 days on lot