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2026 Camry XSE FWD

VIN: 4T1DAACK0TU774789

14 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23406 recent sales).
  • 5,758 of 6,495 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 14 days — longer than 49% of Camry listings in OK.
  • Price is down $2,489 from its original list of $40,988.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,146

  • Comparable Camrys (6) average $3,142 below MSRP — about $38,146 for this trim.
  • Listed $353 above that, so there's room to negotiate toward $38,146.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $38,499, which is $2,789 below its MSRP of $41,288 — a notable discount. Compared to similar vehicles nationally, this one is priced $353 higher than the market average. Located at Post Oak Toyota in Midwest City, OK.

Price Breakdown

Base MSRP$36,000
Total MSRP$41,288
Advertised price$38,499
Markup-$2,789

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorDark CosmosInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot14 daysETAJul 8, 2026 – Jul 12, 2026First SeenJun 27, 2026

Delivery Pipeline

AllocatedJun 27, 2026
In Transit
Port to DealerJul 8, 2026
🏁
At DealerJul 9, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • ACPremium Mat Set with Storage
  • BPBlackout Package
  • CKConnectivity Kit
  • ISIlluminated Door Sills
  • PBRear Bumper Applique - Black
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PRPanoramic glass roof with front power tilt/slide moonroof

Specifications

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Est. Monthly Payment

$678/mo

Down: $3,850Financed: $34,649

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $968 on one of 5 comparable 2026 Camry Camry XSE FWD about 1,184 miles away. The lowest is $37,531 in Bel Air, MD — real leverage when you ask Post Oak Toyota to match it. See that listing →

$38,499-$2,789

14 days on lot