2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
- 5,661 of 6,407 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 44 days — longer than 98% of Camry listings in CA.
- Price is down $2,505 from its original list of $39,408.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$35,963
- Comparable Camrys (6) average $3,360 below MSRP — about $35,963 for this trim.
- Listed $940 above that, so there's room to negotiate toward $35,963.
- It's sat 44 days (longer than 98% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $36,903, which is $2,420 below its MSRP of $39,323 — a notable discount. Compared to similar vehicles nationally, this one is priced $940 higher than the market average. It has been on the dealer’s lot for 44 days. Located at Capitol Toyota in San Jose, CA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$498- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
- WL — Alloy Wheel Locks: Chrome$90
Factory Options
- FE — 50 State Emissions
- PR — Panoramic glass roof with front power tilt/slide moonroof
- TX — Two-tone Midnight Black Metallic Roof
Specifications
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Est. Monthly Payment
$650/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$40,235 price + tax
≈ $40,653 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $1,959 on one of 13 comparable 2026 Camry Camry XSE FWD about 56 miles away. The lowest is $34,944 in Modesto, CA — real leverage when you ask Capitol Toyota to match it. See that listing →
Comparable Vehicles
Avg markup: -$3,360
44 days on lot