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2026 Camry XSE FWD

VIN: 4T1DAACK2TU778536

21 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21153 recent sales).
  • 4,941 of 5,680 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,000 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 21 days — longer than 60% of Camry listings in CA.
  • Price is down $3,000 from its original list of $42,539.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $39,539, which is $3,000 below its MSRP of $42,539 — a notable discount. This pricing is in line with the national average for comparable Camry vehicles. Located at Toyota Walnut Creek in Walnut Creek, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,539
Advertised price$39,539
Markup-$3,000

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot21 daysETAAug 12, 2026 – Aug 12, 2026First SeenJul 28, 2026

Delivery Pipeline

AllocatedJul 28, 2026
In Transit
Port to Dealer
🏁
At DealerAug 12, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$484
  • D5Door Edge Guards$165
  • 2TAll-Weather Floor Liner Package$319

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$696/mo

Down: $3,954Financed: $35,585

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,109 price + tax

$43,544 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,570 (9.03%)

Save $1,025 on one of 2 comparable 2026 Camry Camry XSE FWD about 0 miles away. The lowest is $38,514 in Walnut Creek, CA — real leverage when you ask Toyota Walnut Creek to match it. See that listing →

$39,539-$3,000

21 days on lot