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2026 Camry XSE FWD

VIN: 4T1DAACK0TU342722

23 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21153 recent sales).
  • 4,941 of 5,680 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,000 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 23 days — longer than 63% of Camry listings in CA.
  • Price is down $2,250 from its original list of $42,987.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $40,737, which is $3,000 below its MSRP of $43,737 — a notable discount. This pricing is in line with the national average for comparable Camry vehicles. Located at Toyota Walnut Creek in Walnut Creek, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,737
Advertised price$40,737
Markup-$3,000

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill Pearl with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot23 daysETAAug 5, 2026 – Aug 5, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 6, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$707
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • D5Door Edge Guards$165
  • GNCargo Net: Envelope$65
  • 3YRear Bumper Applique$69

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$717/mo

Down: $4,074Financed: $36,663

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,416 price + tax

$44,858 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,679 (9.03%)

Save $1,198 on one of 8 comparable 2026 Camry Camry XSE FWD about 0 miles away. The lowest is $39,539 in Walnut Creek, CA — real leverage when you ask Toyota Walnut Creek to match it. See that listing →

$40,737-$3,000

23 days on lot