2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (21783 recent sales).
- 6,231 of 6,987 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 31 days — longer than 82% of Camry listings in IA.
- Price is down $1,250 from its original list of $39,368.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$37,071
- Comparable Camrys (6) average $2,297 below MSRP — about $37,071 for this trim.
- Listed $1,047 above that, so there's room to negotiate toward $37,071.
- It's sat 31 days (longer than 82% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,118, which is $1,250 below its MSRP of $39,368 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,047 higher than the market average. It has been on the dealer’s lot for 31 days. Located at McGrath Toyota of Iowa City in Iowa City, IA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$568- MF — Mudguards$160
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
Specifications
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Est. Monthly Payment
$671/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $2,268 on one of 54 comparable 2026 Camry Camry XSE FWD about 1,248 miles away. The lowest is $35,850 in Phoenix, AZ — real leverage when you ask McGrath Toyota of Iowa City to match it. See that listing →
Comparable Vehicles
Avg markup: -$2,297
31 days on lot