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2026 Camry XSE FWD

VIN: 4T1DAACK0TU32D530

38 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Aug 21, 2026 – Sep 1, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20972 recent sales).
  • 6,077 of 6,963 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 38 days — longer than 95% of Camry listings in CA.
  • Price is down $2,471 from its original list of $42,613.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,435

  • Comparable Camrys (6) average $3,505 below MSRP — about $39,435 for this trim.
  • Listed $708 above that, so there's room to negotiate toward $39,435.
  • It's sat 38 days (longer than 95% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,142, which is $2,797 below its MSRP of $42,939 — a notable discount. Compared to similar vehicles nationally, this one is priced $707 higher than the market average. It has been on the dealer’s lot for 38 days. Located at Concord Toyota in Concord, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,939
Advertised price$40,142
Markup-$2,797

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorDark CosmosInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusPre-SoldNoDays on Lot38 daysETAAug 21, 2026 – Sep 1, 2026First SeenJul 3, 2026

Delivery Pipeline

AllocatedJul 3, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Aug 21, 2026Sep 1, 2026

Your vehicle is likely headed to Long Beach, CA

View ships that carry vehicles →

Port-Installed Accessories

$409
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

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Est. Monthly Payment

$707/mo

Down: $4,014Financed: $36,128

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,767 price + tax

$44,206 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,625 (9.03%)

Save $1,768 on one of 12 comparable 2026 Camry Camry XSE FWD about 61 miles away. The lowest is $38,374 in Modesto, CA — real leverage when you ask Concord Toyota to match it. See that listing →

$40,142-$2,797

38 days on lot