2026 Terrain AT4

VIN: 3GKALYEG7TL227245

26 days on lot

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

On the lot and buyable now.
Similar Terrain AT4s sell in a median of 41 days (1615 recent sales).
1,817 of 1,817 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $4,372 below the typical Terrain AT4, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

On the lot 26 days — longer than 66% of Terrain listings in TX.
Price is down $2,250 from its original list of $39,990.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$37,035

Comparable Terrains (6) average $6,000 below MSRP — about $37,035 for this trim.
Listed $705 above that, so there's room to negotiate toward $37,035.
It's sat 26 days (longer than 66% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Terrain is listed at $37,740, which is $5,295 below its MSRP of $43,035 — a notable discount. Compared to similar vehicles nationally, this one is priced $705 higher than the market average. Located at BRUNER MOTORS, INC. in Stephenville, TX.

Price Breakdown

Base MSRP$39,300

Total MSRP$43,035

Advertised price$37,740

Markup-$5,295

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWhiteInteriorFOREST STORMDrivetrainAWDShippingAt DealerHold Statusⓘ—Pre-SoldNoDays on Lot26 daysETA—First SeenJul 13, 2026

Delivery Pipeline

AllocJul 13, 2026

Transit

Truck

🏁

Dealer

AllocatedJul 13, 2026

In Transit

Port to Dealer

🏁

At Dealer

🏁Vehicle has arrived at the dealership.

Factory Options

— CONVENIENCE PACKAGE III$950
— EBONY TWILIGHT METALLIC ROOF$495

Dealer Add-Ons

+$495 total

BLACK BADGING PACKAGE$495

Specifications

Dealer

BRUNER MOTORS, INC.

Stephenville, TX

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Est. Monthly Payment

$665/mo

Term

APR %

Down %

Down: $3,774Financed: $33,966

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$40,099 price + tax

≈ $40,362 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Your registration state (defaults to the dealer’s)

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,359 (6.25%)

Save $1,890 on one of 18 comparable 2026 Terrain AT4 about 901 miles away. The lowest is $35,850 in Cincinnati, OH — real leverage when you ask BRUNER MOTORS, INC. to match it. See that listing →