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2026 Terrain AT4

VIN: 3GKALYEG3TL464055

42 days on lot

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2026 Terrain AT4

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Terrain AT4s sell in a median of 41 days (940 recent sales).
  • 1,843 of 1,843 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 42 days — longer than 84% of Terrain listings in CA.
  • Price is down $1,932 from its original list of $40,890.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,528

  • Comparable Terrains (6) average $3,363 below MSRP — about $38,528 for this trim.
  • Listed $431 above that, so there's room to negotiate toward $38,528.
  • It's sat 42 days (longer than 84% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Terrain is listed at $38,958, which is $2,932 below its MSRP of $41,890 — a notable discount. Compared to similar vehicles nationally, this one is priced $430 higher than the market average. It has been on the dealer’s lot for 42 days. Located at SANTA MONICA GMC in Santa Monica, CA.

Price Breakdown

Base MSRP$39,400
Total MSRP$41,890
Advertised price$38,958
Markup-$2,932

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorGrayInteriorFOREST STORMDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot42 daysETAFirst SeenJun 2, 2026

Delivery Pipeline

AllocatedJun 2, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • STERLING METALLIC$495

Specifications

Dealer

SANTA MONICA GMC

Santa Monica, CA

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Est. Monthly Payment

$686/mo

Down: $3,896Financed: $35,062

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $3,868 on one of 42 comparable 2026 Terrain AT4 about 1,375 miles away. The lowest is $35,090 in Bentonville, AR — real leverage when you ask SANTA MONICA GMC to match it. See that listing →

$38,958-$2,932

42 days on lot