2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
- 6,077 of 6,963 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 15 days — longer than 78% of Camry listings in TX.
- Price is down $2,534 from its original list of $40,003.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$36,027
- Comparable Camrys (6) average $3,976 below MSRP — about $36,027 for this trim.
- Listed $1,442 above that, so there's room to negotiate toward $36,027.
- It's sat 15 days (longer than 78% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $37,469, which is $2,534 below its MSRP of $40,003 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,442 higher than the market average. Located at Toyota of Richardson in Richardson, TX.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Line-Installed Options
$160+- AC — Premium Mat Set with Storage
- BP — Blackout Package
- CN — Cargo Net
- MF — Mud Guards$160
- G1 — Vehicle Fueling
- I1 — PDS - Pre-Delivery Services
- PO — Owner's Portfolio
- P2 — Vehicle Protection Package
Some prices not available
Factory Options
- FE — 50 State Emissions
- PR — Panoramic glass roof with front power tilt/slide moonroof
Specifications
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Est. Monthly Payment
$660/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$39,811 price + tax
≈ $40,074 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $2,525 on one of 3 comparable 2026 Camry Camry XSE FWD about 1,402 miles away. The lowest is $34,944 in Modesto, CA — real leverage when you ask Toyota of Richardson to match it. See that listing →
Comparable Vehicles
Avg markup: -$3,976
15 days on lot