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2026 Camry XSE FWD

VIN: 4T1DAACK9TU778971

14 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20936 recent sales).
  • 5,724 of 6,612 listed nationwide are buyable right now.

What to aim for

~$39,458

  • Comparable Camrys (6) average $4,659 below MSRP — about $39,458 for this trim.
  • Listed $1,675 above that, so there's room to negotiate toward $39,458.
  • It's sat 14 days (longer than 75% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,132, which is $2,984 below its MSRP of $44,116 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,674 higher than the market average. Located at Toyota of Killeen in Killeen, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$44,116
Advertised price$41,132
Markup-$2,984

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot14 daysETAAug 12, 2026 – Aug 16, 2026First SeenJul 30, 2026

Delivery Pipeline

AllocatedJul 30, 2026
In Transit
Port to DealerAug 12, 2026
🏁
At DealerAug 13, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$1,009+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • MFMud Guards$160
  • P2Vehicle Protection Package
  • PBRear Bumper Applique
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PMPremium Package

Specifications

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Est. Monthly Payment

$724/mo

Down: $4,113Financed: $37,019

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$43,703 price + tax

$43,966 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,571 (6.25%)

Save $1,176 on one of 22 comparable 2026 Camry Camry XSE FWD about 937 miles away. The lowest is $39,956 in Tampa, FL — real leverage when you ask Toyota of Killeen to match it. See that listing →

Prefer closer? One about 38 mi away saves $916 (Cedar Park, TX). View →

$41,132-$2,984

14 days on lot