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2026 Camry XSE FWD

VIN: 4T1DAACK2TU344018

19 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20936 recent sales).
  • 5,724 of 6,612 listed nationwide are buyable right now.

What to aim for

~$38,201

  • Comparable Camrys (6) average $4,659 below MSRP — about $38,201 for this trim.
  • Listed $2,016 above that, so there's room to negotiate toward $38,201.
  • It's sat 19 days (longer than 83% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,216, which is $2,643 below its MSRP of $42,859 — a notable discount. Compared to similar vehicles nationally, this one is priced $2,015 higher than the market average. Located at Toyota of Cedar Park in Cedar Park, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,859
Advertised price$40,216
Markup-$2,643

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy MetalInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot19 daysETAAug 7, 2026 – Aug 11, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to Dealer
🏁
At DealerAug 8, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,349+
  • 9L19" Black Gloss Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • PBRear Bumper Applique
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PRPanoramic glass roof with front power tilt/slide moonroof

Specifications

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Est. Monthly Payment

$708/mo

Down: $4,022Financed: $36,194

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$42,730 price + tax

$42,993 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,514 (6.25%)

Save $2,955 on one of 31 comparable 2026 Camry Camry XSE FWD about 970 miles away. The lowest is $37,261 in Jacksonville, FL — real leverage when you ask Toyota of Cedar Park to match it. See that listing →

Prefer closer? One about 146 mi away saves $1,050 (Spring, TX). View →

$40,216-$2,643

19 days on lot