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2026 Camry XSE FWD

VIN: 4T1DAACK4TU340634

39 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21153 recent sales).
  • 4,941 of 5,680 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 39 days — longer than 89% of Camry listings in CA.
  • Price is down $2,619 from its original list of $43,171.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $40,552, which is $2,797 below its MSRP of $43,349 — a notable discount. Compared to similar vehicles nationally, this one is priced $221 higher than the market average. It has been on the dealer’s lot for 39 days. Located at San Francisco Toyota in San Francisco, CA.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,349
Advertised price$40,552
Markup-$2,797

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorSupersonic Red with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot39 daysETAJul 27, 2026 – Jul 27, 2026First SeenJul 10, 2026

Delivery Pipeline

AllocatedJul 10, 2026
In Transit
Port to Dealer
🏁
At DealerJul 28, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$319
  • 2TAll-Weather Floor Liner Package$319
  • DKOwner's Portfolio$0

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$714/mo

Down: $4,055Financed: $36,497

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,214 price + tax

$44,655 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

California tax: $3,662 (9.03%)

Save $1,128 on one of 14 comparable 2026 Camry Camry XSE FWD about 647 miles away. The lowest is $39,424 in Phoenix, AZ — real leverage when you ask San Francisco Toyota to match it. See that listing →

Prefer closer? One about 48 mi away saves $1,114 (San Jose, CA). View →

$40,552-$2,797

39 days on lot