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2026 Camry XSE FWD

VIN: 4T1DAACK0TU325273

63 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20929 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,090 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 63 days — longer than 99% of Camry listings in TX.
  • Price is down $3,090 from its original list of $45,008.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$41,032

  • Comparable Camrys (6) average $3,976 below MSRP — about $41,032 for this trim.
  • Listed $886 above that, so there's room to negotiate toward $41,032.
  • It's sat 63 days (longer than 99% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,918, which is $3,090 below its MSRP of $45,008 — a notable discount. Compared to similar vehicles nationally, this one is priced $886 higher than the market average. It has been on the dealer’s lot for 63 days. Located at Toyota of Richardson in Richardson, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$45,008
Advertised price$41,918
Markup-$3,090

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot63 daysETAJun 18, 2026 – Jun 22, 2026First SeenJun 5, 2026

Delivery Pipeline

AllocatedJun 5, 2026
In Transit
Port to Dealer
🏁
At DealerJun 18, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$1,009+
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • MFMud Guards$160
  • P2Vehicle Protection Package
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • G5Illuminated Trunk Sill$450

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$738/mo

Down: $4,192Financed: $37,726

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,538 price + tax

$44,801 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,620 (6.25%)

Save $2,850 on one of 26 comparable 2026 Camry Camry XSE FWD about 913 miles away. The lowest is $39,068 in Tampa, FL — real leverage when you ask Toyota of Richardson to match it. See that listing →

Prefer closer? One about 0 mi away saves $974 (Richardson, TX). View →

$41,918-$3,090

63 days on lot