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2026 Camry XSE FWD

VIN: 4T1DAACK4TU340441

16 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 25 days (22151 recent sales).
  • 5,722 of 6,393 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 16 days — longer than 56% of Camry listings in TX.
  • Price is down $2,964 from its original list of $43,908.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,240

  • Comparable Camrys (6) average $4,668 below MSRP — about $39,240 for this trim.
  • Listed $1,704 above that, so there's room to negotiate toward $39,240.
  • It's sat 16 days (longer than 56% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,944, which is $2,964 below its MSRP of $43,908 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,704 higher than the market average. Located at Toyota of Richardson in Richardson, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,908
Advertised price$40,944
Markup-$2,964

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorSupersonic RedInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot16 daysETAJul 21, 2026 – Jul 25, 2026First SeenJul 9, 2026

Delivery Pipeline

AllocatedJul 9, 2026
In Transit
Port to Dealer
🏁
At DealerJul 25, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$160+
  • ACPremium Mat Set with Storage
  • BPBlackout Package
  • CNCargo Net
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • P2Vehicle Protection Package

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$721/mo

Down: $4,094Financed: $36,850

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,880 on one of 41 comparable 2026 Camry Camry XSE FWD about 251 miles away. The lowest is $38,064 in Boerne, TX — real leverage when you ask Toyota of Richardson to match it. See that listing →

Prefer closer? One about 30 mi away saves $1,149 (Arlington, TX). View →

$40,944-$2,964

16 days on lot