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2026 Terrain AT4

VIN: 3GKALYEG6TL388069

24 days on lot

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2026 Terrain AT4

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Terrain AT4s sell in a median of 41 days (1615 recent sales).
  • 1,817 of 1,817 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $4,597 below the typical Terrain AT4, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 24 days — longer than 38% of Terrain listings in FL.
  • Price is down $2,000 from its original list of $41,854.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,243

  • Comparable Terrains (6) average $6,131 below MSRP — about $39,243 for this trim.
  • Listed $611 above that, so there's room to negotiate toward $39,243.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Terrain is listed at $39,854, which is $5,520 below its MSRP of $45,374 — a notable discount. Compared to similar vehicles nationally, this one is priced $611 higher than the market average. Located at LAKE CITY GMC INC in Lake City, FL.

Price Breakdown

Base MSRP$39,400
Total MSRP$45,374
Advertised price$39,854
Markup-$5,520

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWhiteInteriorFOREST STORMDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot24 daysETAFirst SeenJul 15, 2026

Delivery Pipeline

AllocatedJul 15, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • TECHNOLOGY PACKAGE II$845
  • FLOOR LINER PACKAGE$350
  • YEARS SIRIUSXM$299
  • FRONT LICENSE PLATE BRACKET$40
  • PANORAMIC SUNROOF$1,495

Specifications

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Est. Monthly Payment

$702/mo

Down: $3,985Financed: $35,869

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$42,294 price + tax

$43,451 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Florida tax: $2,440 (6.12%)

Save $2,624 on one of 11 comparable 2026 Terrain AT4 about 1,447 miles away. The lowest is $37,230 in Loveland, CO — real leverage when you ask LAKE CITY GMC INC to match it. See that listing →

Prefer closer? One about 124 mi away saves $1,870 (Quincy, FL). View →

$39,854-$5,520

24 days on lot