2026 Camry XSE AWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE AWDs sell in a median of 31 days (5412 recent sales).
- 1,683 of 2,291 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 4 days — longer than 33% of Camry listings in IN.
- Price is down $2,509 from its original list of $47,089.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$43,866
- Comparable Camrys (6) average $2,962 below MSRP — about $43,866 for this trim.
- Listed $714 above that, so there's room to negotiate toward $43,866.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $44,580, which is $2,248 below its MSRP of $46,828 — a notable discount. Compared to similar vehicles nationally, this one is priced $714 higher than the market average. Located at Toyota of Merrillville in Merrillville, IN.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$2,773- G4 — Illuminated Door Sills$395
- MF — Mudguards$160
- UN — Accent Lamp Package$399
- 2T — All-Weather Floor Liner Package$319
- 93 — 19" Dark Grey Metallic Wheels (4 wheels)$1,500
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- QP — Premium Plus Package
Specifications
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Est. Monthly Payment
$785/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$47,701 price + tax
≈ $47,937 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $2,333 on one of 31 comparable 2026 Camry Camry XSE AWD about 828 miles away. The lowest is $42,247 in Salem, NH — real leverage when you ask Toyota of Merrillville to match it. See that listing →
Prefer closer? One about 42 mi away saves $1,842 (Chicago, IL). View →
Comparable Vehicles
Avg markup: -$2,962
4 days on lot