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2026 Camry XSE FWD

VIN: 4T1DAACKXTU778090

16 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21294 recent sales).
  • 5,743 of 6,566 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,090 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 16 days — longer than 81% of Camry listings in TX.
  • Price is down $3,090 from its original list of $45,453.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$41,284

  • Comparable Camrys (6) average $4,169 below MSRP — about $41,284 for this trim.
  • Listed $1,079 above that, so there's room to negotiate toward $41,284.
  • It's sat 16 days (longer than 81% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $42,363, which is $3,090 below its MSRP of $45,453 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,079 higher than the market average. Located at Lithia Toyota of Abilene in Abilene, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$45,453
Advertised price$42,363
Markup-$3,090

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorDark CosmosInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot16 daysETAAug 8, 2026 – Aug 12, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to DealerAug 8, 2026
🏁
At DealerAug 9, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • P4Vehicle Protection Premium Package

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$746/mo

Down: $4,236Financed: $38,127

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$45,011 price + tax

$45,274 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,648 (6.25%)

Save $3,295 on one of 47 comparable 2026 Camry Camry XSE FWD about 1,074 miles away. The lowest is $39,068 in Tampa, FL — real leverage when you ask Lithia Toyota of Abilene to match it. See that listing →

Prefer closer? One about 136 mi away saves $1,048 (Fort Worth, TX). View →

$42,363-$3,090

16 days on lot