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2026 Camry XLE FWD

VIN: 4T1DAACK7TU776068

24 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 27 days (8674 recent sales).
  • 1,307 of 1,531 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 24 days — longer than 73% of Camry listings in CA.
  • Price is down $2,719 from its original list of $40,996.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,006

  • Comparable Camrys (6) average $2,868 below MSRP — about $38,006 for this trim.
  • Listed $271 above that, so there's room to negotiate toward $38,006.
  • It's sat 24 days (longer than 73% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $38,277, which is $2,597 below its MSRP of $40,874 — a notable discount. Compared to similar vehicles nationally, this one is priced $271 higher than the market average. Located at San Francisco Toyota in San Francisco, CA.

Price Breakdown

Base MSRP$34,500
Total MSRP$40,874
Advertised price$38,277
Markup-$2,597

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot24 daysETAJul 20, 2026 – Jul 23, 2026First SeenJul 2, 2026

Delivery Pipeline

AllocatedJul 2, 2026
In Transit
Port to Dealer
🏁
At DealerJul 25, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$319
  • 2TAll-Weather Floor Liner Package$319
  • DKOwner's Portfolio$0

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$674/mo

Down: $3,828Financed: $34,449

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $902 on one of 2 comparable 2026 Camry Camry XLE FWD about 362 miles away. The lowest is $37,375 in Norwalk, CA — real leverage when you ask San Francisco Toyota to match it. See that listing →

$38,277-$2,597

24 days on lot