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2026 Camry XSE FWD

VIN: 4T1DAACK7TU775728

38 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,096 of 6,930 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,260 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 38 days — longer than 95% of Camry listings in TX.
  • Price is down $5,955 from its original list of $49,736.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$43,065

  • Comparable Camrys (6) average $3,976 below MSRP — about $43,065 for this trim.
  • Listed $716 above that, so there's room to negotiate toward $43,065.
  • It's sat 38 days (longer than 95% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $43,781, which is $3,260 below its MSRP of $47,041 — a notable discount. Compared to similar vehicles nationally, this one is priced $716 higher than the market average. It has been on the dealer’s lot for 38 days. Located at Classic Toyota in Tyler, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$47,041
Advertised price$43,781
Markup-$3,260

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot38 daysETAJul 15, 2026 – Jul 19, 2026First SeenJul 1, 2026

Delivery Pipeline

AllocatedJul 1, 2026
In Transit
Port to DealerJul 15, 2026
🏁
At DealerJul 16, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,509+
  • 9319" Dark Grey Metallic Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • MFMud Guards$160
  • P2Vehicle Protection Package
  • PBRear Bumper Applique
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$771/mo

Down: $4,378Financed: $39,403

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$46,517 price + tax

$46,780 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,736 (6.25%)

Save $4,690 on one of 26 comparable 2026 Camry Camry XSE FWD about 182 miles away. The lowest is $39,091 in Houston, TX — real leverage when you ask Classic Toyota to match it. See that listing →

Prefer closer? One about 108 mi away saves $1,211 (Arlington, TX). View →

$43,781-$3,260

38 days on lot