2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 25 days (21895 recent sales).
- 5,424 of 6,028 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 45 days — longer than 96% of Camry listings in MN.
- Price is down $2,898 from its original list of $42,718.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,007
- Comparable Camrys (6) average $4,711 below MSRP — about $38,007 for this trim.
- Listed $1,813 above that, so there's room to negotiate toward $38,007.
- It's sat 45 days (longer than 96% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $39,820, which is $2,898 below its MSRP of $42,718 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,813 higher than the market average. It has been on the dealer’s lot for 45 days. Located at Iron Trail Toyota in Virginia, MN.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$963- G4 — Illuminated Door Sills$395
- MF — Mudguards$160
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
Factory Options
- FE — 50 State Emissions
- QP — Premium Plus Package
Specifications
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Est. Monthly Payment
$701/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $2,833 on one of 15 comparable 2026 Camry Camry XSE FWD about 990 miles away. The lowest is $36,987 in Bowie, MD — real leverage when you ask Iron Trail Toyota to match it. See that listing →
Comparable Vehicles
Avg markup: -$4,711
45 days on lot