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2026 Camry XSE FWD

VIN: 4T1DAACK7TU32E934

2 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Aug 21, 2026 – Sep 10, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,096 of 6,930 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 2 days — longer than 40% of Camry listings in TX.
  • Price is down $996 from its original list of $41,200.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,937

  • Comparable Camrys (6) average $3,976 below MSRP — about $38,937 for this trim.
  • Listed $1,267 above that, so there's room to negotiate toward $38,937.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,204, which is $2,709 below its MSRP of $42,913 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,267 higher than the market average. This is a fresh listing, on the lot for only 2 days. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,913
Advertised price$40,204
Markup-$2,709

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusAvailablePre-SoldNoDays on Lot2 daysETAAug 21, 2026 – Sep 10, 2026First SeenAug 6, 2026

Delivery Pipeline

AllocatedAug 6, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Aug 21, 2026Sep 10, 2026

Your vehicle is likely headed to Houston, TX

View ships that carry vehicles →

Line-Installed Options

$1,009+
  • BPBlackout Package
  • CMCarpet Mat Set with Storage
  • MFMud Guards$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399

Some prices not available

Factory Options

  • FE50 State Emissions
  • PMPremium Package

Specifications

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Est. Monthly Payment

$708/mo

Down: $4,020Financed: $36,184

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$42,717 price + tax

$42,980 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,513 (6.25%)

Save $2,218 on one of 24 comparable 2026 Camry Camry XSE FWD about 909 miles away. The lowest is $37,986 in Jacksonville, FL — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

Prefer closer? One about 42 mi away saves $1,104 (Denison, TX). View →

$40,204-$2,709

2 days on lot