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2026 Camry XSE FWD

VIN: 4T1DAACK5TU766381

57 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21245 recent sales).
  • 5,661 of 6,407 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 57 days — longer than 98% of Camry listings in TX.
  • Price is down $2,959 from its original list of $46,266.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$42,088

  • Comparable Camrys (6) average $4,179 below MSRP — about $42,088 for this trim.
  • Listed $1,220 above that, so there's room to negotiate toward $42,088.
  • It's sat 57 days (longer than 98% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $43,307, which is $2,959 below its MSRP of $46,266 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,219 higher than the market average. It has been on the dealer’s lot for 57 days. Located at Toyota of Pharr in Pharr, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$46,266
Advertised price$43,307
Markup-$2,959

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot57 daysETAJun 26, 2026 – Jun 30, 2026First SeenJun 10, 2026

Delivery Pipeline

AllocatedJun 10, 2026
In Transit
Port to DealerJun 26, 2026
🏁
At DealerJun 27, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,509+
  • 9319" Dark Grey Metallic Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • MFMud Guards$160
  • P2Vehicle Protection Package
  • PBRear Bumper Applique
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

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Est. Monthly Payment

$763/mo

Down: $4,331Financed: $38,976

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$46,014 price + tax

$46,277 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,707 (6.25%)

Save $4,216 on one of 55 comparable 2026 Camry Camry XSE FWD about 294 miles away. The lowest is $39,091 in Houston, TX — real leverage when you ask Toyota of Pharr to match it. See that listing →

Prefer closer? One about 44 mi away saves $1,305 (Brownsville, TX). View →

$43,307-$2,959

57 days on lot