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2026 Camry XSE FWD

VIN: 4T1DAACK5TU342263

15 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,077 of 6,963 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 15 days — longer than 81% of Camry listings in MS.
  • Price is down $3,072 from its original list of $46,597.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$43,006

  • Comparable Camrys (6) average $2,196 below MSRP — about $43,006 for this trim.
  • Listed $519 above that, so there's room to negotiate toward $43,006.
  • It's sat 15 days (longer than 81% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $43,525, which is $1,677 below its MSRP of $45,202 — a notable discount. Compared to similar vehicles nationally, this one is priced $519 higher than the market average. Note: this vehicle includes $1,395 in dealer-installed add-ons beyond the factory MSRP. Located at Toyota of Jackson in Jackson, MS.

Price Breakdown

Base MSRP$36,000
Total MSRP$45,202
Advertised price$43,525
Markup-$1,677

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot15 daysETAAug 3, 2026 – Aug 7, 2026First SeenJul 25, 2026

Delivery Pipeline

AllocatedJul 25, 2026
In Transit
Port to DealerAug 1, 2026
🏁
At DealerAug 4, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$1,009+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • CKConnectivity Kit
  • P2Vehicle Protection Package
  • MFMud Guards$160

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Dealer Add-Ons

+$1,395 total
  • TOYOTA.OF.JACKSON.PERMAPLATETOYOTA-OF-JACKSON-PERMAPLATE

Specifications

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Est. Monthly Payment

$766/mo

Down: $4,353Financed: $39,172

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$45,727 price + tax

$46,049 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Mississippi tax: $2,202 (5.06%)

Save $4,457 on one of 242 comparable 2026 Camry Camry XSE FWD about 548 miles away. The lowest is $39,068 in Tampa, FL — real leverage when you ask Toyota of Jackson to match it. See that listing →

Prefer closer? One about 63 mi away saves $2,342 (Philadelphia, MS). View →

$43,525-$1,677

15 days on lot