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2026 Camry XSE FWD

VIN: 4T1DAACKXTU333977

26 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (21783 recent sales).
  • 6,231 of 6,987 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 26 days — longer than 84% of Camry listings in MS.
  • Price is down $2,731 from its original list of $46,108.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$42,230

  • Comparable Camrys (6) average $2,784 below MSRP — about $42,230 for this trim.
  • Listed $1,148 above that, so there's room to negotiate toward $42,230.
  • It's sat 26 days (longer than 84% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $43,377, which is $1,636 below its MSRP of $45,013 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,147 higher than the market average. Note: this vehicle includes $1,395 in dealer-installed add-ons beyond the factory MSRP. Located at Toyota of Jackson in Jackson, MS.

Price Breakdown

Base MSRP$36,000
Total MSRP$45,013
Advertised price$43,377
Markup-$1,636

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot26 daysETAJul 6, 2026 – Jul 10, 2026First SeenJun 25, 2026

Delivery Pipeline

AllocatedJun 25, 2026
In Transit
Port to Dealer
🏁
At DealerJul 7, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • P2Vehicle Protection Package
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Dealer Add-Ons

+$1,395 total
  • TOYOTA.OF.JACKSON.PERMAPLATETOYOTA-OF-JACKSON-PERMAPLATE

Specifications

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Est. Monthly Payment

$764/mo

Down: $4,338Financed: $39,039

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $4,068 on one of 290 comparable 2026 Camry Camry XSE FWD about 750 miles away. The lowest is $39,309 in Dundee, MI — real leverage when you ask Toyota of Jackson to match it. See that listing →

$43,377-$1,636

26 days on lot