2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (21546 recent sales).
- 6,231 of 6,987 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 21 days — longer than 74% of Camry listings in TX.
- Price is down $2,340 from its original list of $40,678.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$37,597
- Comparable Camrys (6) average $3,382 below MSRP — about $37,597 for this trim.
- Listed $742 above that, so there's room to negotiate toward $37,597.
- It's sat 21 days (longer than 74% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,338, which is $2,640 below its MSRP of $40,978 — a notable discount. Compared to similar vehicles nationally, this one is priced $741 higher than the market average. Located at Toyota of Richardson in Richardson, TX.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Line-Installed Options
$160+- BP — Blackout Package
- CM — Carpet Mat Set with Storage
- CN — Cargo Net
- MF — Mud Guards (Black)$160
- P2 — Vehicle Protection Package
- G1 — Vehicle Fueling
- I1 — PDS - Pre-Delivery Services
- PO — Owner's Portfolio
Some prices not available
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
- TX — Two-tone Midnight Black Metallic Roof
Specifications
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Est. Monthly Payment
$675/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $1,348 on one of 23 comparable 2026 Camry Camry XSE FWD about 1,193 miles away. The lowest is $36,990 in Virginia Beach, VA — real leverage when you ask Toyota of Richardson to match it. See that listing →
Comparable Vehicles
Avg markup: -$3,382
21 days on lot