2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (23892 recent sales).
- 5,585 of 6,247 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 20 days — longer than 78% of Camry listings in CA.
- Price is down $2,406 from its original list of $42,509.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$39,823
- Comparable Camrys (6) average $3,065 below MSRP — about $39,823 for this trim.
- Listed $281 above that, so there's room to negotiate toward $39,823.
- It's sat 20 days (longer than 78% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $40,103, which is $2,784 below its MSRP of $42,887 — a notable discount. Compared to similar vehicles nationally, this one is priced $280 higher than the market average. Located at San Francisco Toyota in San Francisco, CA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$1,132- MF — Mudguards$160
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
- DK — Owner's Portfolio$0
- D5 — Door Edge Guards$165
- UN — Accent Lamp Package$399
Factory Options
- FE — 50 State Emissions
- QP — Premium Plus Package
Specifications
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Est. Monthly Payment
$706/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $1,454 on one of 9 comparable 2026 Camry Camry XSE FWD about 1,487 miles away. The lowest is $38,649 in San Antonio, TX — real leverage when you ask San Francisco Toyota to match it. See that listing →
Prefer closer? One about 35 mi away saves $877 (Petaluma, CA). View →
Comparable Vehicles
Avg markup: -$3,065
20 days on lot