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2026 Camry XSE FWD

VIN: 4T1DAACK0TU352229

3 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Aug 22, 2026 – Sep 11, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21153 recent sales).
  • 4,941 of 5,680 listed nationwide are buyable right now.

What to aim for

~$36,309

  • Comparable Camrys (6) average $3,780 below MSRP — about $36,309 for this trim.
  • Listed $1,414 above that, so there's room to negotiate toward $36,309.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $37,722, which is $2,366 below its MSRP of $40,088 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,413 higher than the market average. This is a fresh listing, on the lot for only 3 days. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$40,088
Advertised price$37,722
Markup-$2,366

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorReservoir BlueInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusAvailablePre-SoldNoDays on Lot3 daysETAAug 22, 2026 – Sep 11, 2026First SeenAug 15, 2026

Delivery Pipeline

AllocatedAug 15, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Aug 22, 2026Sep 11, 2026

Your vehicle is likely headed to Houston, TX

View ships that carry vehicles →

Line-Installed Options

$1,009+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • ACPremium Mat Set with Storage
  • MFMud Guards$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PRPanoramic glass roof with front power tilt/slide moonroof

Specifications

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Est. Monthly Payment

$664/mo

Down: $3,772Financed: $33,950

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$40,080 price + tax

$40,343 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,358 (6.25%)

Save $1,278 on one of 12 comparable 2026 Camry Camry XSE FWD about 1,461 miles away. The lowest is $36,444 in Walnut Creek, CA — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

$37,722-$2,366

3 days on lot