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2026 Camry XSE FWD

VIN: 4T1DAACK8TU348686

11 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20667 recent sales).
  • 5,339 of 6,206 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,273 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 11 days — longer than 46% of Camry listings in TX.
  • Price is down $3,273 from its original list of $47,145.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$42,123

  • Comparable Camrys (6) average $5,022 below MSRP — about $42,123 for this trim.
  • Listed $1,749 above that, so there's room to negotiate toward $42,123.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $43,872, which is $3,273 below its MSRP of $47,145 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,749 higher than the market average. Located at Mike Calvert Toyota in Houston, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$47,145
Advertised price$43,872
Markup-$3,273

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOcean Gem with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot11 daysETAAug 14, 2026 – Aug 24, 2026First SeenAug 6, 2026

Delivery Pipeline

AllocatedAug 6, 2026
In Transit
Port to DealerAug 15, 2026
🏁
At DealerAug 16, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,509+
  • 9L19" Black Gloss Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • LULED Trunk Bulb Upgrade
  • MFMud Guards$160
  • P2Vehicle Protection Package
  • PBRear Bumper Applique
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$773/mo

Down: $4,387Financed: $39,485

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$46,614 price + tax

$46,877 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,742 (6.25%)

Save $4,781 on one of 22 comparable 2026 Camry Camry XSE FWD about 0 miles away. The lowest is $39,091 in Houston, TX — real leverage when you ask Mike Calvert Toyota to match it. See that listing →

$43,872-$3,273

11 days on lot