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2026 Tacoma TRD Off-Road 4WD

VIN: 3TMLB5JN4TM278982

63 days on lot

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2026 Tacoma TRD Off-Road 4WD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Tacoma Tacoma TRD Off-Road 4WDs sell in a median of 37 days (21968 recent sales).
  • 9,678 of 11,006 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 63 days — longer than 93% of Tacoma listings in KY.
  • Price is down $2,829 from its original list of $48,508.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$44,716

  • Comparable Tacomas (6) average $3,792 below MSRP — about $44,716 for this trim.
  • Listed $963 above that, so there's room to negotiate toward $44,716.
  • It's sat 63 days (longer than 93% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Tacoma is listed at $45,679, which is $2,829 below its MSRP of $48,508 — a notable discount. Compared to similar vehicles nationally, this one is priced $963 higher than the market average. It has been on the dealer’s lot for 63 days. Located at Toyota South in Richmond, KY.

Price Breakdown

Base MSRP$43,815
Total MSRP$48,508
Advertised price$45,679
Markup-$2,829

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorIce CapInteriorBoulder/Black Fabric w/Smoke SilverDrivetrain4WDShippingAt DealerHold StatusPre-SoldNoDays on Lot63 daysETAJun 8, 2026 – Jun 8, 2026First SeenMay 20, 2026

Delivery Pipeline

AllocatedMay 20, 2026
In Transit
Port to DealerMay 22, 2026
🏁
At DealerJun 8, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$2,363
  • D5Door Edge Guards$165
  • WLAlloy Wheel Locks$105
  • 2TAll-Weather Floor Liners$199
  • 5ATonneau Cover: Hard Tri-Fold$1,295
  • 9KBed Scene Lighting$599

Factory Options

  • CYHeated Front Seats
  • FE50 State Emissions
  • OCTRD Off Road Package:

Specifications

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Est. Monthly Payment

$804/mo

Down: $4,568Financed: $41,111

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,805 on one of 120 comparable 2026 Tacoma Tacoma TRD Off-Road 4WD about 152 miles away. The lowest is $42,874 in Springfield, OH — real leverage when you ask Toyota South to match it. See that listing →

Prefer closer? One about 89 mi away saves $1,255 (Clarksville, IN). View →

$45,679-$2,829

63 days on lot