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2026 Terrain AT4

VIN: 3GKALYEG8TL496046

14 days on lot

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2026 Terrain AT4

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Terrain AT4s sell in a median of 41 days (1203 recent sales).
  • 1,691 of 1,691 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 14 days — longer than 61% of Terrain listings in FL.
  • Price is down $4,122 from its original list of $42,735.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$37,415

  • Comparable Terrains (6) average $5,970 below MSRP — about $37,415 for this trim.
  • Listed $1,198 above that, so there's room to negotiate toward $37,415.
  • It's sat 14 days (longer than 61% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Terrain is listed at $38,613, which is $4,772 below its MSRP of $43,385 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,198 higher than the market average. Located at STARLING CHEVROLET GMC in Saint Cloud, FL.

Price Breakdown

Base MSRP$39,400
Total MSRP$43,385
Advertised price$38,613
Markup-$4,772

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorGrayInteriorFOREST STORMDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot14 daysETAFirst SeenJul 13, 2026

Delivery Pipeline

AllocatedJul 13, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • PANORAMIC SUNROOF$1,495
  • STERLING METALLIC$495

Specifications

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Est. Monthly Payment

$680/mo

Down: $3,861Financed: $34,752

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $3,113 on one of 22 comparable 2026 Terrain AT4 about 1,082 miles away. The lowest is $35,500 in Oklahoma City, OK — real leverage when you ask STARLING CHEVROLET GMC to match it. See that listing →

Prefer closer? One about 96 mi away saves $2,223 (Stuart, FL). View →

$38,613-$4,772

14 days on lot