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2026 Terrain AT4

VIN: 3GKALYEG3TL220034

42 days on lot

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2026 Terrain AT4

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Terrain AT4s sell in a median of 41 days (940 recent sales).
  • 1,843 of 1,843 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 42 days — longer than 68% of Terrain listings in MS.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$39,680

  • Comparable Terrains (6) average $2,150 below MSRP — about $39,680 for this trim.
  • Listed $614 above that, so there's room to negotiate toward $39,680.
  • It's sat 42 days (longer than 68% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Terrain is listed at $40,294, which is $1,536 below its MSRP of $41,830 — a notable discount. Compared to similar vehicles nationally, this one is priced $614 higher than the market average. It has been on the dealer’s lot for 42 days. Located at FRANKS CHEVROLET-GMC, LLC in Kosciusko, MS.

Price Breakdown

Base MSRP$38,600
Total MSRP$41,830
Advertised price$40,294
Markup-$1,536

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorBlackInteriorFOREST STORMDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot42 daysETAFirst SeenJun 2, 2026

Delivery Pipeline

AllocatedJun 2, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • EBONY TWILIGHT METALLIC$495
  • STERLING METALLIC ROOF$495
  • TECHNOLOGY PACKAGE II$845

Specifications

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Est. Monthly Payment

$710/mo

Down: $4,029Financed: $36,265

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $5,204 on one of 158 comparable 2026 Terrain AT4 about 354 miles away. The lowest is $35,090 in Bentonville, AR — real leverage when you ask FRANKS CHEVROLET-GMC, LLC to match it. See that listing →

Prefer closer? One about 143 mi away saves $4,577 (Memphis, TN). View →

$40,294-$1,536

42 days on lot