2026 Terrain AT4
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Available now
- On the lot and buyable now.
- Similar Terrain AT4s sell in a median of 41 days (940 recent sales).
- 1,867 of 1,867 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 50 days — longer than 97% of Terrain listings in IN.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$41,257
- Comparable Terrains (6) average $2,973 below MSRP — about $41,257 for this trim.
- Listed $1,645 above that, so there's room to negotiate toward $41,257.
- It's sat 50 days (longer than 97% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Terrain is listed at $42,902, which is $1,328 below its MSRP of $44,230 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,645 higher than the market average. It has been on the dealer’s lot for 50 days. Located at CURRY AUTO CENTER, INC. in Bloomington, IN.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Factory Options
- — TECHNOLOGY PACKAGE II$845
- — EBONY TWILIGHT METALLIC$495
- — PANORAMIC SUNROOF$1,495
Specifications
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Est. Monthly Payment
$755/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $6,053 on one of 340 comparable 2026 Terrain AT4 about 303 miles away. The lowest is $36,849 in Huntsville, AL — real leverage when you ask CURRY AUTO CENTER, INC. to match it. See that listing →
Prefer closer? One about 107 mi away saves $4,904 (Cincinnati, OH). View →
Comparable Vehicles
Avg markup: -$2,973
50 days on lot