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2026 XT5 Premium Luxury

VIN: 1GYKNDRSXTZ107833

89 days on lot

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2026 XT5 Premium Luxury

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar XT5 Premium Luxurys sell in a median of 24 days (1927 recent sales).
  • 952 of 952 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 89 days — longer than 94% of XT5 listings in KY.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$61,273

  • Comparable XT5s (6) average $1,423 below MSRP — about $61,273 for this trim.
  • Listed $1,423 above that, so there's room to negotiate toward $61,273.
  • It's sat 89 days (longer than 94% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 XT5 is listed at $62,695, right at its MSRP of $62,695. Compared to similar vehicles nationally, this one is priced $1,422 higher than the market average. It has been on the dealer’s lot for 89 days. Located at COURTESY CADILLAC in Louisville, KY.

Price Breakdown

Base MSRP$55,600
Total MSRP$62,695
Advertised price$62,695
Markup$0

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

* Advertised price estimated (incomplete data)

Details

ExteriorWhiteInteriorJET BLACKDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot89 daysETAFirst SeenMay 13, 2026

Delivery Pipeline

AllocatedMay 13, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • CRYSTAL WHITE TRICOAT$1,225
  • TRI-ZONE AUTOMATIC CLIMATE$1,200
  • ENGINE, 3.6L V6, DI, VVT$1,000
  • SMART TOWING$575
  • DRIVER ASSIST PACKAGE$1,300

Specifications

Dealer

COURTESY CADILLAC

Louisville, KY

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Est. Monthly Payment

$1,104/mo

Down: $6,270Financed: $56,425

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$66,457 price + tax

$66,937 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Kentucky tax: $3,762 (6.00%)

Save $3,695 on one of 114 comparable 2026 XT5 Premium Luxury about 0 miles away. The lowest is $59,000 in Louisville, KY — real leverage when you ask COURTESY CADILLAC to match it. See that listing →

$62,695$0

89 days on lot