Skip to content
← Back to inventory

2026 XT5 Premium Luxury

VIN: 1GYKNDR40TZ106692

157 days on lot

Find dealer listing
2026 XT5 Premium Luxury

Keep checking back on this one?

Track it instead — we log every change to this VIN (price moves, status flips, hold release, options added) on every daily scrape, all in one place on your Saved page.

One email manages every tracked VIN from your Saved page. Email digest alerts coming soon — no spam.

View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar XT5 Premium Luxurys sell in a median of 24 days (1890 recent sales).
  • 989 of 989 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 157 days — longer than 88% of XT5 listings in MN.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$60,815

  • Comparable XT5s (6) average $429 below MSRP — about $60,815 for this trim.
  • Listed $429 above that, so there's room to negotiate toward $60,815.
  • It's sat 157 days (longer than 88% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 XT5 is listed at $61,244, right at its MSRP of $61,244. Compared to similar vehicles nationally, this one is priced $429 higher than the market average. It has been on the dealer’s lot for 157 days. Located at MORRIE'S GOLDEN VALLEY CADILLAC in Minneapolis, MN.

Price Breakdown

Base MSRP$55,600
Total MSRP$61,244
Advertised price$61,244
Markup$0

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorGreenInteriorCIRRUS W/ DARK TITANIUMDrivetrainAWDShippingAt DealerHold StatusPre-SoldNoDays on Lot157 daysETAFirst SeenMar 14, 2026

Delivery Pipeline

AllocatedJun 10, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • TRI-ZONE AUTOMATIC CLIMATE$1,200
  • FLOOR LINER PACKAGE$425
  • 3 YEARS, SIRIUSXM$299
  • DRIVER ASSIST PACKAGE$1,300

Specifications

Loading history...

Est. Monthly Payment

$1,078/mo

Down: $6,124Financed: $55,120

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$65,455 price + tax

$66,444 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Minnesota tax: $4,211 (6.88%)

Save $3,923 on one of 32 comparable 2026 XT5 Premium Luxury about 62 miles away. The lowest is $57,321 in Owatonna, MN — real leverage when you ask MORRIE'S GOLDEN VALLEY CADILLAC to match it. See that listing →

$61,244$0

157 days on lot